OUR MISSION
We lead clients to a better place.
Positive Vibes Consulting seeks to meet the needs of business people who have limited access to funding to acquire business real estate and investment property due to challenges with business and personal credit.
Positive Vibes Credit Consulting provides personalized financial consulting services to help people navigate the complex world of real estate financing and secure the best possible outcomes for their future. Statistics show lower rates of home ownership and commercial financing along with racial disparities in housing affordability are impacting the generational wealth of Black and minority families.
Commercial Financing Challenges
Data from the Federal Reserve System shows, 35% of white applicants get all of the financing they apply for compared to 19% Hispanic, 16% Black, and 15% Asian business owners.
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own commercial real estate, which generated $512 billion in 2022.
of Black people
Property Challenges for Minorities
Over half of Black renters spend more than 30% of their income on rent. And about 30% of Black renters spend more than 50% of their income on rent, representing nearly 2.5 million households. - CNN
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Home Ownership Household Rate
In the second quarter of 2022, the homeownership rate for white households was 75 percent compared to 45 percent for Black households, 48 percent for Hispanic households, and 57 percent for non-Hispanic households of any other race. - US Treasury
Our expertise in real estate, credit, and business consulting enables us to offer a unique and comprehensive approach to financial management. Let us help you take control of your finances and achieve your goals.
OUR SOLUTIONS
1
Coaching and Consulting
Secure residential and commercial property for small, women-owned and minority-owned businesses
2
Funding through Partnerships
Easier funding for specific types of properties through access with our community partners
3
Credit Repair Coaching
Repair and/or establish personal and business credit to start investing and acquiring property independently.